Loan & EMI Calculator

Loan inputs

All calculations run locally – no data leaves your browser.

Loan amount *

Interest rate (% p.a.) *

Term (years) *

Repayment frequency

Fine-tune interest8.25%

Installment

$509.91

per month

Total interest

$5,594.38

Across 5 years

Total payment

$30,594.38

Principal + interest

Amortization snapshot

PeriodPrincipalInterestBalance

1$338.03$171.88$24,661.97

2$340.36$169.55$24,321.61

3$342.70$167.21$23,978.92

4$345.05$164.86$23,633.87

5$347.42$162.48$23,286.44

6$349.81$160.09$22,936.63

7$352.22$157.69$22,584.41

8$354.64$155.27$22,229.78

9$357.08$152.83$21,872.70

10$359.53$150.37$21,513.17

11$362.00$147.90$21,151.16

12$364.49$145.41$20,786.67